How Our Pricing Works
Every offer we make is computed from live spot prices at the moment of your appointment. We never quote fixed prices online, because metals move daily — a price published last week is a wrong price today.
- GoldAu$—
- SilverAg$—
- PlatinumPt$—
- PalladiumPd$—
Live feed shown above — as of Aug 31, 2026, 6:00 AM Pacific, gold is $4,433.10/oz and silver is $66.52/oz. Refresh the page and these numbers update.
Bullion: tight spreads off live spot
For bullion — bars, rounds, and common government coinage — our offer is live spot minus a small spread, typically in the 3–5% range. On high-demand domestic products (think American Eagles and other pieces we can resell quickly) the spread is often under 3%. On obscure or hard-to-resell products the spread is wider, because we may hold them longer. That's the whole model: the easier your item is for us to resell, the closer to spot we can pay.
Scrap gold: priced on the gold that’s actually there
Scrap is karat purity × weight × live spot. We pay up to 90% of spot on the gold contentfor larger quantities — generally lots over 10 troy ounces of gold. Note the basis: that percentage is on the gold inthe piece, not its gross weight. A 14k ring is 58.3% gold; a 10k one is 41.7%. Scrap prices below bullion because it has to be assayed and refined before it’s metal again, and that cost doesn’t shrink with a small lot.
Jewelry: a different basis than bullion
Jewelry is notpriced on a bullion spread. A jewelry offer starts from the metal's melt value (purity × weight × live spot) and then accounts for what the piece actually is: brand and maker, stones, condition, and whether it's worth more intact than melted. Two rings with identical gold content can deserve very different offers — that's why we look at every piece in person.
Collectible coins: graded on the coin, not the metal
Rare and collectible coins are priced on date, mint mark, grade, and real auction results — the metal content is just the floor. Certified coins (PCGS/NGC) we can discuss by grade over the phone; raw coins we need to see.
Why we do it this way
- Live, not stale: your offer tracks the market at your appointment — if gold moves between today and your visit, your offer moves with it, in either direction.
- No games:the structure above is the same for everyone, and we show you the arithmetic. Bullion spreads don’t change based on who you are, and scrap rates follow the lot, not the seller.
- Local and accountable: we've been buying in Southern Oregon since 1997 — at 1632 Ashland St. in Ashland and in Grants Pass, by appointment.